All Products +254 703 063000 Get a Quote

Insurance Guides

Plain-language guides to help you understand cover, compare options and choose the right insurance in Kenya.

Personal Accident Insurance in Kenya: What It Pays and Who Needs It
Personal Accident

Personal Accident Insurance in Kenya: What It Pays and Who Needs It

Personal accident cover pays a fixed sum if an accident causes death or disability, and pays accident medical bills. Here is how it works and who can buy it online.

5 min read · Read guide →
Marine Cargo Insurance in Kenya: Cover Levels, Costs and Certificates
Marine

Marine Cargo Insurance in Kenya: Cover Levels, Costs and Certificates

Marine cargo insurance pays for goods lost or damaged in transit by sea, air or road. Here is what each cover level includes and how the premium is worked out.

5 min read · Read guide →
TPO vs Comprehensive Motor Insurance in Kenya: Which Cover Do You Need?
Motor

TPO vs Comprehensive Motor Insurance in Kenya: Which Cover Do You Need?

Third Party Only is the legal minimum; Comprehensive protects your own car too. Here is how the two levels differ and how to choose in Kenya.

6 min read · Read guide →
Do You Need Travel Insurance for a Schengen Visa? (Kenya Guide)
Travel

Do You Need Travel Insurance for a Schengen Visa? (Kenya Guide)

A Schengen visa requires travel insurance with at least €30,000 in medical cover. Here is exactly what you need and how to get it in Kenya.

5 min read · Read guide →
AAR Medical Insurance Packages & Prices in Kenya
Medical

AAR Medical Insurance Packages & Prices in Kenya

AAR medical insurance comes in six package levels. Here is what each covers, what drives the price, and how to get your exact premium online.

7 min read · Read guide →
Quotes

AAR Premium Calculator: Get an Instant Insurance Quote Online

Use the AAR online premium calculator to get an instant, no-obligation quote for medical, motor, travel and more. Here is how it works and what you need.

5 min read · Read guide →

Customise your cookies

Necessary cookies are always on. Choose which other cookies we can use. You can change your choice at any time with Cookie settings at the bottom of any page. Cookie policy

Necessary

Keep your quotes and forms working, protect some forms from spam with Google reCAPTCHA, and remember this choice.

Always on

Functional

Run our live chat (Tawk.to), so you can message our team.

Analytics

See how people use our pages, through Google Analytics. Google receives data about your visit.

Advertising

Share your visit with Google, Meta (Facebook and Instagram), TikTok, LinkedIn and X, so we can measure our adverts and show you AAR adverts on other sites. At checkout this includes your email address and phone number in hashed form, which these platforms use only to match your visit to their own accounts.