AAR Personal Accident cover pays a cash benefit if you suffer an accidental injury, permanent disability or death, and reimburses medical expenses arising from an accident. It is a simple, affordable way to protect your income and your family against the financial impact of a serious accident.
Because the benefit is a fixed sum insured you choose up front, you know exactly what would be paid out — whether towards medical bills, time off work, or supporting your family. It complements medical insurance rather than replacing it: medical cover pays your treatment costs, while Personal Accident pays a lump-sum benefit on top.
Plans are available for students, adults, children and families, as well as groups such as a class of students. Choose your benefit level, buy online in minutes, and receive your policy instantly.
Choose the plan that fits — individual cover for a student, adult or child, family cover, or a group plan that covers several students on one policy (ideal for schools and colleges).
The cover pays a lump sum on accidental death, a percentage of the sum insured for permanent disability, a benefit for temporary disability, and reimbursement of medical expenses arising from an accident, up to the limits you select.
You select the sum insured (benefit level) that suits your needs and budget, and the premium is calculated from that benefit level and the type of cover. The available options and prices are shown when you build your quote.
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