General

Personal Accident

Financial protection against life's accidents.

Overview

AAR Personal Accident cover provides a lump-sum benefit and medical expenses if you suffer accidental injury, permanent disability or death.

Affordable plans are available for students, adults, children and families — buy online in minutes.

What’s covered

Accidental death benefit

Permanent & temporary disability cover

Medical expenses arising from accidents

Plans for students, adults & families

Affordable annual premiums

Instant policy online

Ready to get covered?

Get an instant quote for Personal Accident and buy online in minutes.

Get a Quote

Regulated by the IRA
Secure M-Pesa & card payments
Instant policy documents

Frequently asked questions

Personal Accident pays a benefit specifically for accidental injury, disability or death, while medical insurance covers a wider range of illness and treatment costs. Many people hold both.

Plans are available for students, adults, children and families.

Personal Accident

Overview

What’s covered

Ready to get covered?

Frequently asked questions

How is Personal Accident different from medical cover?

Who can take this cover?

Get your Personal Accident cover today