Protect your vehicle on every journey — instant cover, instant certificate.
AAR Motor Insurance protects you against the cost of accidental loss of or damage to your car and against your liability to other road users. Two levels of cover are available for private vehicles: Third Party Only (TPO), the minimum cover required by law, and Comprehensive, the widest cover, which also protects your own vehicle.
You can get an instant quote for either level online. Third Party cover is bought entirely online — pay securely by M-Pesa or card and your DMVIC insurance certificate is issued automatically the moment your payment is confirmed.
Comprehensive cover requires a vehicle valuation, so once you request it our team gets in touch to complete the valuation and finalise your cover. On comprehensive you can also add optional protections such as an Excess Protector, Political Violence & Terrorism, Road Rescue and a Courtesy Car.
The minimum cover required by law in Kenya: death or bodily injury to third parties and damage to their property. It does not cover your own vehicle, and it is bought entirely online with an instant DMVIC certificate.
Our widest cover: third-party liability plus loss of or damage to your own vehicle from accident, fire, theft and more, with optional add-ons available. Comprehensive requires a vehicle valuation, so our team completes it with you after you request a quote.
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