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Motor Insurance

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Motor Insurance

Overview

AAR Motor Insurance protects you against accidental loss of or damage to your car, including standard accessories and spare parts while on the road.

Choose the level of cover that suits you, pay online, and receive your DMVIC certificate the moment your payment is confirmed.

What’s covered

Protection against accidental loss & damage
Cover for fire, theft & external explosion
Third-party bodily injury & property damage liability
Instant DMVIC certificate on payment
Optional Excess Protector & Political Violence
Optional Road Rescue & Courtesy Car

Cover options

Third Party Only (TPO)

The minimum legal cover: death or bodily injury to third parties and damage to third-party property.

Third Party, Fire & Theft

Everything in TPO, plus loss or damage to your own vehicle from fire, explosion, self-ignition, lightning, burglary or theft.

Comprehensive

Our most complete cover: all of the above plus accidental collision and overturning damage to your own vehicle.

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  • Regulated by the IRA
  • Secure M-Pesa & card payments
  • Instant policy documents

Frequently asked questions

Third Party Only covers your liability to other people. Third Party, Fire & Theft adds fire and theft of your own car. Comprehensive adds accidental damage to your own vehicle — the widest protection.

Your DMVIC insurance certificate is issued automatically the moment your online payment is confirmed.

Yes. On comprehensive cover you can add options such as Excess Protector, Political Violence, Road Rescue and a Courtesy Car during the quote.

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