Health cover that helps you attract and retain great staff.
AAR SME Medical lets a business build a medical scheme for its employees and their families. You create benefit categories for different groups of staff, choose the inpatient and outpatient cover for each, and add optional enhanced benefits to suit your business and budget.
Inpatient and outpatient cover form the base of the scheme. On top of that you can add optional enhancements — maternity, dental and optical — and use copayment options to manage the premium. Because each category is configured separately, you can offer richer cover to some groups than others.
It is designed for small and medium businesses that want to attract and retain good staff with quality health cover. Build a quote online for your employee groups and family categories in minutes.
Create benefit categories for different groups of employees — for example management and general staff — and configure the cover for each, including family members where required.
Every category starts with inpatient cover (admission, surgery, ICU and specialists) and can include outpatient cover for day-to-day care such as GP visits, diagnostics and medicines.
Add optional maternity, dental and optical enhancements on top of the base cover. Unlike retail medical, on SME these are separately-priced enhancements you select per category.
Choose a copayment (a small contribution the member pays at the point of treatment) to reduce the scheme premium where that suits your business.
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