Health · Kids

Junior CAARE Medical

Quality health cover designed for children.

Junior CAARE Medical

Overview

Junior CAARE is an AAR medical plan designed specifically for children, giving them access to quality inpatient hospital care and optional day-to-day outpatient treatment through AAR’s panel of hospitals and clinics.

Inpatient cover — hospital admission, surgery and specialist treatment — is the core of the plan, and you can add optional outpatient cover for GP visits, diagnostics and prescribed medicines. You choose the inpatient limit that fits your budget.

Cover can be taken on a shared basis, where a single limit covers all your children, or per-person, where each child is rated individually with their own limit. Build a plan around your family and get an instant premium quote online.

What’s covered

Inpatient hospital & surgery cover for children
Optional outpatient: GP visits, diagnostics & pharmacy
Shared or per-person cover options
Choose the inpatient limit that suits your budget
Access to AAR’s panel of hospitals & clinics
Instant online quote, with no obligation

Cover options

Inpatient cover

The core of the plan: hospital admission, surgery and specialist treatment for your children. You choose an inpatient limit, and the premium is based on that limit and the number of children covered.

Shared vs per-person cover

On shared cover a single annual limit is spread across all your children, which is usually more affordable. On per-person cover each child is rated individually with their own limit. You can compare both in the quote.

Optional outpatient cover

Add outpatient cover for everyday care such as GP and specialist consultations, laboratory tests and prescribed medicines, selected on top of the inpatient plan.

Ready to get covered?

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  • Regulated by the IRA

Frequently asked questions

It is a medical plan designed specifically for children, available on a shared or per-person basis.

Yes, inpatient is the core cover and outpatient can be added when you build your quote.

Shared cover puts one annual limit across all your children and is usually more affordable, while per-person cover gives each child their own limit. You can compare both when you build your quote.

It is based on the inpatient limit you choose, the number of children being covered, whether you take shared or per-person cover, and any optional outpatient. You see the exact premium instantly in the quote.

Yes. You can cover several children on one plan, either sharing a single limit or with a limit each, depending on the option you choose.

Enter your children’s details, choose your cover and generate a quote online to see the premium. You can then have it emailed to you or move forward to take up cover.

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